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Short-Term / Long-Term Disability Insurance

Employees who work 32 or more hours per week may purchase short-term/long-term disability insurance to cover absences from work caused by an injury or illness occurring outside of work. Short-term disability provides 60% of salary to a maximum of $1,250 per week. Short-term disability benefits begin after a 14 or 27 day elimination period. Employees choose between long-term disability policies providing 60% of salary to a $6,000 per month maximum or 66-2/3% of salary to a maximum $10,000 benefit per month.